Retirement income you can plan around
Harbor Ridge Retirement Planning is a fee-only, fiduciary retirement planning practice in Portland, Maine. We help people aged 55 to 70 turn their savings into a reliable retirement paycheck, decide when to claim Social Security, choose Medicare coverage, and keep more of what they withdraw after taxes.
What we help with
- Retirement income plans that cover essential expenses first
- Social Security claiming strategies for singles and couples
- Medicare and IRMAA planning
- Tax-efficient withdrawal order, Roth conversions and required minimum distributions
- Managing sequence-of-returns risk and market downturns in the first years of retirement
- Estate and legacy planning coordinated with your attorney
We never sell insurance or commission products. Our advice is paid for by our clients only.